Many theories of Blackjack strategy state that the insurance bet offered in most games is a waste of time and in fact can end up costing the player more money. The insurance bet is a side bet that a player can place when the show card of the dealer is an Ace or a card that holds the value of 10, face cards included. The insurance is an extra bet that insures against the dealers second card being an Ace or 10 value card which will give the dealer a blackjack. If and insurance bet is placed and the dealer does in fact have a blackjack, the player only loses half of his bet made. Having said that, the cost of the insurance does not always cover the losses made with the extra bet and therefore insurance should not be taken at every chance.
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